Welcome to Tri-County Financial. Your Dreams, Our Business!
Whether you are purchasing your 1st home, leveraging a multi-family investment property, or consolidating debts through a refinance; our highly experienced & licensed loan consultants will help you obtain the right loan program at the lowest rate. We also provide numerous Credit Repair Services that help many of our clients obtain vastly improved financing terms. Our ultimate goal is to create lasting relationships with each of our clients through outstanding customer service. Our hope is that we continue to provide excellent financial services to our clients - past, present & future - for many years to come.

We specialize in the following types of Real Estate Finance:

0% Down Payment Purchase's - Even for First Time Home Buyers!
Cal VET, USDA/Rural Housing, Agency Conforming & Commercial loans
"HARD" to finance projects - REO's, Equity, Bridge Financing, Land, etc.
Cash-Out Refinances for Primary, 2nd Home & Investment Properties

We also provide numerous Credit Repair Services:

Credit Report Audits
FCRA Compliance Certification
ID Theft/ Fraud Deterrent Consultations
Business Credit Establishment
Removal of Erroneous Information

We here at Tri-County Financial take pride in serving our clients financial needs. Many of our clients are in fact our friends & neighbors; residents of McKinleyville, Eureka, Arcata, Trinidad, Blue Lake, Fortuna, Garberville, Willow Creek, and Crescent City. That said, we do serve the entire State of California with Real Estate Financing. Call today and speak with one of our loan consultants about getting your piece of the "American Dream."
Tri-County Financial - providing personalized service to our local community and yours.

Check mark Use one of our simple loan application options to

Find the perfect loan to fit your needs:

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.